Neobanks and digital banks have no physical branches — their entire customer experience and security perimeter is their application. Security testing is particularly critical because: there's no branch-based identity verification fallback, all transactions occur through digital channels, customer onboarding is entirely digital (KYC verification), and the mobile app IS the bank. Testing covers: digital onboarding security, transaction integrity, biometric authentication, API security, push notification security, and real-time fraud detection effectiveness.
Technical
Neobank and Digital Bank Security Testing: Securing Banking Without Branches pour les entreprises francophones
Digital-only banks rely entirely on their application layer. Security testing for mobile-first banking platforms. Guidance for FR market.