Cyber insurance claims are often denied or reduced due to insufficient documentation. Preparation before an incident includes: maintaining evidence of security controls and testing (penetration test reports, vulnerability scans, patching records), documenting security policies and their enforcement, preserving incident response procedures and tabletop exercise results, ensuring asset inventories are current, and understanding your policy's specific requirements. A recent penetration test report is one of the most valuable documents during a claim.
Educational
Cyber Insurance Claims: Preparing Documentation and Evidence Before You Need It
When you need to file a cyber insurance claim, documentation determines the outcome. Preparing before an incident saves millions.